Essentials, not luxuries, are driving everyday strain. According to the survey, 65% of respondents said the cost of everyday necessities is their top financial stressor.
Employer plans are facing complications including hefty pharmacy and hospital bills and patients who need a lot of expensive care, the rating agency says.
As AI continues to reshape business models and workflows, the true differentiator will be human ingenuity and innovations supported and scaled by AI, write Stacey Harris and Kim Seals.
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