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benefits technology

Rising premiums ahead—can ICHRAs give HR a way out?

Employers are using ICHRAs to shift risk from unpredictable group plans to the broader individual market. "This approach allows employers to reduce exposure to high-cost claims while staying compliant with ACA requirements," says this benefits tech founder.

As hope for ACA aid fades, HR braces for benefits surge

HR leaders are already walking a fine line between cost control and benefit competitiveness. “The loss of subsidies doesn’t just affect individuals; it reverberates through the employer system,” according to Ben Light from benefits tech platform Zorro.

AI for benefits decision-making: What to do about employee hesitation

A survey found that, despite AI's potential for helping with benefits decision-making, a significant optimism gap exists between leaders and employees.

Employee benefits after COVID-19: A five-year transformation

The pandemic significantly shaped how benefits teams conceive of and administer employee benefits programs in a lasting way, experts say.

4 macro trends shaping employee benefits this year

From a multigenerational workforce to rising pharmacy costs, these four trends in employee benefits—identified in a new report by Marsh McLennan Agency—are poised to impact the benefits landscape in the long term.

Data analytics: The key to optimizing self-funded plans?

By embedding analytics into their benefits strategy, organizations can move beyond reactive cost management to proactive plan optimization.