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Alan Goforth

Alan Goforth is a freelance writer in suburban Kansas City. In addition to freelancing for several publications, he has written a dozen books about sports and other topics.
Employee Benefits

Stuck-in-the-middle patients blame prior authorization for healthcare burdens

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"Other than out-of-pocket costs, I would wager that prior authorization review is the one thing consumers find most burdensome in our current health system,” says Drew Altman, president and CEO of KFF.
Benefits technology

75% of employers say HR technology is reshaping benefits delivery

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Employers need intuitive benefits technology platforms focused on customization and tailored recommendations, researchers write.
Employee Wellbeing

Half of Americans give the U.S. health insurance system a ‘C’ grade

Alan Goforth -
However, the same eHealth survey revealed that nearly nine in 10 are satisfied with their own insurance.
Employee Benefits

Health insurance costs in 2026: Expect a double-digit increase

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A new report from WTW forecasts double-digit increases in health insurance costs. What's driving the spike?
AI and machine learning

Reimagining care delivery: Health systems balance AI, workforce, and value-based goals

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More than three-quarters of executives plan to expand their primary care footprint by adding more owned practices and employing more primary care providers over the next five to seven years.
Employee Wellbeing

Health premiums keep climbing, fueled by GLP-1s, tariffs

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The 2025 increase, which is similar to the 7% hikes in each of the two previous years, continues a steady trend of outpacing the inflation rate.
Employee Wellbeing

ER visits to grow 5% by 2035, driven by sicker patients, care barriers

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Emergency visits accounted for two-thirds of all visits from the third quarter of 2024 through the second quarter of 2025.
Employee Wellbeing

80% of Americans fear medical bills could derail their financial goals

Alan Goforth -
Younger generations are especially anxious, with nearly 90% of Gen Z and millennials saying an unplanned medical cost would disrupt their financial plans.
Employee Wellbeing

As chronic illness drives persistent high-cost claims, how HR can strategize

Alan Goforth -
A small share of individuals account for a disproportionate amount of total healthcare use and spending, according to a new report.
Benefits

ACA subsidies expiration will cause 114% average premium increase in 2026

Alan Goforth -
Millions of Americans could end up uninsured or having to alter their household finances as a result; the fight over these subsidies in Congress is a major sticking point for Democrats.
Employee Wellbeing

Drug prices still rising: 5 ways employers can reduce costs without cutting care

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The 2026 Segal Health Plan Cost Trend Survey reports that "double-digit" increases in the cost of pharmacy benefits are driving up the price of healthcare for employers.
Employee Benefits

How large employers are driving a shift in health benefits to control costs

Alan Goforth -
Companies still want to provide best-in-class benefits offerings for their employees, but costs are forcing some new realities.
Employee Wellbeing

Preventive drug list coverage: What HR needs to know to cut costs, improve employee health

Alan Goforth -
Medicines on such lists can reduce out-of-pocket costs, increase medication adherence and decrease the risk of diseases worsening, a new report shows.
Benefits

Why employers need to prioritize dental care

Alan Goforth -
Organizations are in a unique position to help improve employees’ oral health, which is related to boosting overall health, new research shows.

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