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ACA

Rising premiums ahead—can ICHRAs give HR a way out?

Jill Barth -
Employers are using ICHRAs to shift risk from unpredictable group plans to the broader individual market. "This approach allows employers to reduce exposure to high-cost claims while staying compliant with ACA requirements," says this benefits tech founder.

ACA subsidies expiration will cause 114% average premium increase in 2026

Alan Goforth -
Millions of Americans could end up uninsured or having to alter their household finances as a result; the fight over these subsidies in Congress is a major sticking point for Democrats.

Could return of short-term health insurance provide relief to some employers?

Allison Bell -
A non-enforcement strategy, announced recently by the U.S. Labor Department with two other federal departments, may allow some organizations more flexibility.

3 healthcare shifts to watch for under the Trump administration

Jen Colletta -
On a recent WTW webinar, benefits experts explored how federal healthcare strategies impacting insurers and employers could change with the incoming Trump administration.

Why infrastructure policy could affect your benefit plans

Nick Otto -
Public policy and benefits are connecting 'in ways that we've never seen before,' Health & Benefits Leadership Conference keynoter Jim Klein said.

27 million have lost employer-sponsored health coverage

Kathryn Mayer -
Kaiser Family Foundation analysis reveals staggering statistic from the pandemic–one that some employers and industry insiders hope to change.

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