Kristen Smithberg

Kristen Smithberg is a Colorado-based freelance writer who covers commercial real estate, insurance, benefits and retirement topics for BenefitsPRO and other industry publications.

As healthcare costs continue to rise, sticker shock is hitting American employees

"While many Americans are satisfied with their coverage options for 2026, many are facing significant cost increases and less rich benefits,” said Derrick Duke, CEO of eHealth.

Millennials, Gen Z willing to pay for employer-sponsored investment advice

Nearly half of respondents in a recent survey said they want help deciding how to invest their retirement savings—the top reason participants seek workplace financial guidance.