Medical payments per workers' comp claim increased by an average of 4% to 8% in many states between 2022 and 2025.

Employers are adding more to benefits plans and employees aren't using it. That's money leaking out of the plan.

The employee benefits market is increasingly shaped by trends that include regulatory volatility, shifting compliance priorities, accelerated cost pressures and ever-evolving workplace demands.

The challenge is no longer simply adopting AI. It's building an HR ecosystem that can evolve alongside a changing regulation landscape.