"Today's workforce needs aren't one-size-fits-all anymore, but many small businesses still feel forced into one-size-fits-all benefits," according to a recent report.
The public petition process is expected to give employers, insurers and other payers a chance to tell regulators if they think an entity is too unfair to payers.
Individual and small group health plans faced losses in 2025 as medical claims continued to climb, accelerating a shift toward alternative benefit models.