Rather than defaulting to higher employee contributions or reduced coverage, many employers are seeking structural, data-driven strategies that address cost drivers at their source.
Roughly 400,000 to 800,000 U.S. residents might be using cash from individual coverage health reimbursement arrangements or similar arrangements to pay for their health insurance this year.
Upwork's new report shows businesses are turning to freelance talent in droves. Seventy-eight percent of companies plan to hire independent workers in the next three months, outpacing demand for full-time knowledge roles.
