HR leaders need a clearer understanding of how pharmacy benefits actually work and what increasing calls for transparency could mean for their responsibilities going forward.
Roughly 400,000 to 800,000 U.S. residents might be using cash from individual coverage health reimbursement arrangements or similar arrangements to pay for their health insurance this year.
"If health insurance premiums rise faster than wages and general inflation, small employers are likely to face intensified financial strain..." says Paul Fronstin of the Employee Benefit Research Institute.
Even as patient experience climbs the priority list, revenue growth remains a central goal, FinThrive's latest Transformative Trends and Data-Driven Insights Report found.
"This is about more than insulin prices; it's about the crushing cost pressures families are facing and the very real harm that comes when corporations exploit people who have no choice but to pay," Oregon Attorney General Dan Rayfield said.