Frank Pennachio is an insurance industry expert and co-founder of Gaffney Hill Consulting.
Most advisors sell products. Very few identify the hidden risks inside them.
Resources
Maven
From Maven
By focusing on evidence-based guidance and early intervention, employers can achieve measurable ROI, including a 55% pregnancy rate without treatment and an average of $8,200 in savings per birth.
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Summit A�R
From Summit A�R
Recover employee-related costs professionally and effectively with Summit A�R, helping your organization reclaim what it?s owed while protecting employee relationships and your reputation.
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Maven
From Maven
With a diverse workforce that leans male, Deutsche Bank prioritized solutions that could support all employees equally--including fathers and caregivers--with a seamless, culturally competent experience.
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Maven
From Maven
The proof is in the outcomes. When employers invest in menopause care, symptoms improve, productivity rises, and costs drop--by an average of $1,600 per employee.
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Wex
From Wex
By shifting away from generic bulk emails, Wex didn't just save valuable time--they unlocked incredible results.
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Transcarent
From Transcarent
From GLP-1s to specialty oncology drugs, pharmacy spend is rising at an unsustainable rate, faster than any other benefit category, and most employers can?t explain where the dollars are going.
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HireRight
From HireRight
HireRight?s 2026 Global Benchmark Report uncovers how organizations are adapting their screening, hiring, and workforce management strategies against a backdrop of AI-powered fraud, identity misrepresentation, and fake candidate profiles.
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Maven
From Maven
Employers are expanding women?s and family health benefits despite climbing healthcare costs. Yet employees report feeling less supported than they did just a year ago.
Download Resource
Wex
From Wex
As the workforce?s needs become more complex, layoffs loom and resources shrink, it?s imperative to be strategic about supporting your HR and benefits team while protecting your own well-being.
Download Resource
Transcarent
From Transcarent
Our survey of 1,340 HR and benefits decision-makers shows broad optimism about AI paired with pragmatic expectations.
Download Resource
AllWork
From AllWork
This Buyer?s Guide will help you navigate the flexible worker model selection process, drawing on AllWork?s experience in helping mid-to-large-sized companies with onboarding, managing, and paying flexible workers at scale.
Download ResourceMaven
From Maven
By focusing on evidence-based guidance and early intervention, employers can achieve measurable ROI, including a 55% pregnancy rate without treatment and an average of $8,200 in savings per birth.
Download ResourceSummit A�R
From Summit A�R
Recover employee-related costs professionally and effectively with Summit A�R, helping your organization reclaim what it?s owed while protecting employee relationships and your reputation.
Download ResourceMaven
From Maven
With a diverse workforce that leans male, Deutsche Bank prioritized solutions that could support all employees equally--including fathers and caregivers--with a seamless, culturally competent experience.
Download ResourceMaven
From Maven
The proof is in the outcomes. When employers invest in menopause care, symptoms improve, productivity rises, and costs drop--by an average of $1,600 per employee.
Download ResourceWex
From Wex
By shifting away from generic bulk emails, Wex didn't just save valuable time--they unlocked incredible results.
Download ResourceTranscarent
From Transcarent
From GLP-1s to specialty oncology drugs, pharmacy spend is rising at an unsustainable rate, faster than any other benefit category, and most employers can?t explain where the dollars are going.
Download ResourceHireRight
From HireRight
HireRight?s 2026 Global Benchmark Report uncovers how organizations are adapting their screening, hiring, and workforce management strategies against a backdrop of AI-powered fraud, identity misrepresentation, and fake candidate profiles.
Download ResourceMaven
From Maven
Employers are expanding women?s and family health benefits despite climbing healthcare costs. Yet employees report feeling less supported than they did just a year ago.
Download ResourceWex
From Wex
As the workforce?s needs become more complex, layoffs loom and resources shrink, it?s imperative to be strategic about supporting your HR and benefits team while protecting your own well-being.
Download ResourceTranscarent
From Transcarent
Our survey of 1,340 HR and benefits decision-makers shows broad optimism about AI paired with pragmatic expectations.
Download ResourceAllWork
From AllWork
This Buyer?s Guide will help you navigate the flexible worker model selection process, drawing on AllWork?s experience in helping mid-to-large-sized companies with onboarding, managing, and paying flexible workers at scale.
Download ResourceMaven
From Maven
By focusing on evidence-based guidance and early intervention, employers can achieve measurable ROI, including a 55% pregnancy rate without treatment and an average of $8,200 in savings per birth.
Download Resource