Employers are using ICHRAs to shift risk from unpredictable group plans to the broader individual market. "This approach allows employers to reduce exposure to high-cost claims while staying compliant with ACA requirements," says this benefits tech founder.

With forced arbitration off the table for sexual harassment and assault claims, employers should strategize now to reduce risk.

Maxine Carrington, a speaker at Spring HR Tech, brings an analytical outlook to her work helming HR at New York's largest health system.

Privacy and nondiscrimination should be chief priorities as organizations grapple with the growing crisis.