"Other than out-of-pocket costs, I would wager that prior authorization review is the one thing consumers find most burdensome in our current health system," says Drew Altman, president and CEO of KFF.
The new year brings definitional changes that may create operational challenges, especially for companies with HRIS systems that can't easily adapt to regional variations in employee leave.
For enterprise organizations with more than 5,000 employees, cost has emerged as the number one barrier to AI implementation, jumping from 22% citing it as their primary concern to 44% this year.
Upwork's new report shows businesses are turning to freelance talent in droves. Seventy-eight percent of companies plan to hire independent workers in the next three months, outpacing demand for full-time knowledge roles.
Employers are using ICHRAs to shift risk from unpredictable group plans to the broader individual market. "This approach allows employers to reduce exposure to high-cost claims while staying compliant with ACA requirements," says this benefits tech founder.