The employee benefits market is increasingly shaped by trends that include regulatory volatility, shifting compliance priorities, accelerated cost pressures and ever-evolving workplace demands.

Employers ghost candidates, and candidates ghost employers. Four hiring surveys disagree on who does it more, and why it happens.

The architecture for something better already exists. What is missing is the coordination and the political will to build it before the wave hits.

Individual and small group health plans faced losses in 2025 as medical claims continued to climb, accelerating a shift toward alternative benefit models.